Save Hard & Spend Smart Blog

Foil identity theft by protecting yourselft from the top 5 imformation jackpots for identity thieves.
Read More »


Learn some helpful tips that address and correct unhealthy attitudes surrounding debt.
Read More »


Financial guidance can come from a number of sources and our default information source can say alot about our values. Learn how your financial health can benefit from including new sources of advice.
Read More »


Check out these four money personas that help explain some of our most common financial behaviors.
Read More »
Although there isn't a one-size-fits-all solution to financial emergencies, we're sharing steps you can take that will minimize damage while you work on a recovery plan.
Read More »


We're sharing a few examples of financial concerns that people are experiencing as a result of the pandemic and where to reach out for support.
Read More »


We're sharing information compound interest and why it pays to start saving now.
Read More »
Learn how to make the most of compound interest with these 3 strategies and takeaways.
Read More »
Learn how to boost your credit score by understanding how long information stays on your credit report and more.
Read More »


Whether you manage your budget on your smartphone or if your prefer pen and paper, these budgeting basics can be applied to every budgeting system.
Read More »
See how proportional budgeting can be easily tailored to suit your specific needs.
Read More »
We've rounded up and debunked four common credit score myths to help you boost your credit score.
Read More »
IMPORTANT NOTICE:
Please be aware of phishing calls or text messages that look like they are coming from Members First, our Fraud Detection center, or other government agencies such as the IRS. Use caution on personal information you provide to any third party. You will never be asked to give your PIN, CVV code, Social Security Number, or online banking login information on an Automated Call or Fraud Alert from us. If you get an automated call requesting this information or believe you have been victim of a scam, please hang up and report the incident to us.
Go to main navigation