NOVEMBER 2024
Why You Should Finance Your Next Auto Loan With Your Credit Union
Is an auto purchase in your future? If you're considering purchasing a vehicle, there are several factors to take into account. Making an informed decision and financing with your credit union can save you time, money, and stress. That's why we're sharing top reasons you should finance your next vehicle with us and not a car dealership.
Member Discount from Travelers
Members First Credit Union of Florida is pleased to announce a new discount available to members. In our continuous efforts to bring you increased value in your membership, we're excited to make the Travelers Auto Insurance Program available to you. Learn about the advantages and how to get started.
© 2024 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.
Gratitude and Finances
This time of year is all about sharing and giving thanks. While the connection between gratitude and finances may not seem immediately obvious, studies suggest that a mindset of gratitude can greatly improve our overall financial health. We're sharing some ways gratitude can positively influence our financial lives as well as ways you can give back during this season of gratitude and giving.
Make Merry & Earn Rewards With A Members First Visa® Credit Card

Before you can say "pumpkin pie," you'll be showering your friends and family with wishes for a Happy Thanksgiving, Merry Christmas, Happy Hanukkah, or all-around joyous holiday season! While the holidays are a blast, we get that spreading joy can be a bit of a juggling act. If you find yourself in need of a festive sidekick or a little extra cash to keep the merry vibes flowing, we've got your back! Use your Members First credit card to purchase gifts for your loved ones, travel, or a feast for family and friends, and earn rewards.
Don't Have a Credit Card With Us?
Our credit cards come with low, competitive rates and rewarding benefits. Plus, with My Cards and our secure Internet Banking and Mobile Banking platform, you can monitor your spending, manage payments, lock/unlock your card, and more. Apply today and start earning rewards on your day-to-day and holiday purchases.
All loans are subject to credit approval. Rates and terms are based on individual credit worthiness. NCUA Insured.
Financial Planning for the Holidays — Creating a Holiday Spending Plan
Creating a holiday spending plan is essential to ensure the festive season remains joyous without causing financial strain. To help, we're sharing some steps to help you develop a comprehensive financial plan for the holidays.

"Home" for the Holidays With the Right Home Loan for You!
With the prime rate taking a dip, it's like Christmas has come early. Members First Credit Union of Florida has the right home for the holidays home loan to help you:
Why Choose Members First?
Make the season brighter when you lock in these low rates and make your holiday home dreams a reality.
Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, collateral age, and conditions. The APR will be disclosed prior to an advance being made on a loan. Federally Insured by the NCUA. Equal Housing Lender. NMLS# 405711.

Give Gift Cards
Make the holidays easy for you and your loved ones. Buy Members First Credit Union of Florida Visa® Gift Cards that can be used domestically everywhere debit cards are accepted. Gift cards are available at all branch locations. Plus, from now through December 31, 2024, we'll waive the $2.95 purchase/activation fee.
Use domestically everywhere debit cards are accepted. No ATM or Cash access. Gift cards are issued by Pathward, N.A., Member FDIC.

Hurricanes Helene and Milton have severely impacted the Southeast, including Florida, Georgia, and the Carolinas. With over 220 lives lost and thousands displaced, our credit union family needs support now more than ever.
Together, we can bring hope and support to those in need. Donate to the Disaster Relief Fund today, in person at one of our branch locations or online at Disaster Relief Fund.
More Ways to Give Back This Holiday Season
For more ways to give back with a grateful heart and cultivate the season of giving this holiday season, check out these local charities that we support.
There Are More Reasons Than Ever to Love Being a Member of Members First
Your credit union membership is about the trust and care of community, built around where you live, work and play. That's why credit union membership saves you money through exclusive member-only offers through our trusted partners. Through Love My Credit Union Rewards, credit union members have saved over $2 billion with offers like these.
PRIVACY NOTICE: Members First Credit Union of Florida's Privacy Notice can be found on our website at membersfirstfl.org/privacy. There have been no changes to our Privacy Notice. You can request a copy of our Privacy Notice by calling (850) 434-2211.
Special Hours Notice:
All Members First Credit Union of Florida branch locations will open at 9:30 a.m. on Tuesday, December 10, 2024, due to an Employee Appreciation event.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act. NMLS# 405711. APR = Annual Percentage Rate. APY = Annual Percentage Yield. All offers subject to credit approval.
Notice: "Current Living" is an official publication of Members First Credit Union of Florida, and it serves as an official notice to the Credit Union membership of matters contained within.

Holiday Hours
All offices will be closed on the following dates:
Monday, November 11 — Veterans Day
Thursday, November 28 — Thanksgiving Day
Friday, November 29 — Thanksgiving Holiday
Wednesday, December 25 — Christmas Day
Wednesday, January 1 — New Year's Day
All offices will close at noon on the following dates:
Tuesday, December 24 — Christmas Holiday
Tuesday, December 31 — New Year Holiday