MARCH 2025
Indulge in Sweet Savings with Our 4.99% Balance Transfer Offer!
Now through April 30, 2025, treat yourself to a deal that's as sweet as candy! Transfer your credit card balance to a Members First Credit Union card and enjoy a deliciously low rate of 4.99% APR for a full 12 months.
Why You'll Love This Offer:
Don't Have a Credit Card With Us?
Our credit cards come with low, competitive rates and rewarding benefits. Plus, with My Cards and our secure Internet Banking and Mobile Banking platform, you can monitor your spending, manage payments, lock/unlock your card, and more. Apply today and take advantage of our balance transfer offer while it lasts and start earning rewards on your day-to-day purchases.
*APR = Annual Percentage Rate. 4.99% Annual Percentage Rate for the first 12 billing cycles on balance transfer, after 12 billing cycles card balance will revert to standard card rate. Additional limitations, terms, and conditions may apply. Availability of offer based on credit worthiness. Please contact a Members First Credit Union of Florida representative for specific terms and conditions. Offer valid from Friday, February 14, 2025 - Wednesday, April 30, 2025.
All loans are subject to credit approval. Rates and terms are based on individual credit worthiness. NCUA Insured.
First-time Home Buyers — Unlock Your Homeownership Dream with $2,500 in Closing Costs Assistance.
Are you a first-time home buyer ready to take the leap into homeownership? We're here to help make that transition smoother. When you finance your purchase with one of our in-house mortgage options — typically our 5 Year ARM loan — you could receive $2,500* towards your closing costs!
Why Choose Members First?
Other Benefits:
Take advantage of this exclusive opportunity and move closer to owning your first home. Contact us today to learn more and get started on your journey toward homeownership!
*Terms and conditions apply. Must agree to keep the mortgage loan open for a period of at least six months — $2,500 assistance must be repaid if loan is paid off early. Excludes mortgage loans financed through our secondary market. This is a limited time offer and is subject to change without notice.
Good Mortgage Habits
Whether you're planning to purchase your first home or are currently a proud homeowner, you know that having a mortgage is a significant financial responsibility. It requires careful planning and management. We're sharing some good mortgage habits to adopt to ensure you stay on top of your financial commitments and make the most of your investment.
Members First Credit Union of Florida Scholarship Program for High School Seniors.
Application Deadline — March 31, 2025
At Members First Credit Union of Florida, we believe in the power of educational opportunities for our young members. We started out serving teachers, so education has always been a priority for us. Staying true to our roots in education, we will award four (4) $1,250 scholarships to students graduating high school based on their scholastic record and community involvement.
Focus on Your Future — Worry Less About College Funding.
Members First Credit Union of Florida has partnered with Student Choice to provide fair-value private student lending solutions to our members! The online marketplace connects you with credit-union-funded private student loan and refinance options, so that you can responsibly cover the costs of higher education.
Ready to find a solution that works for you?
With our private student lending solutions, you can borrow once* for your entire college career, then in future academic years, simply request funds from the line for the amount you need — no need to reapply.
You'll also get:
Borrow Responsibly
*All loans subject to annual review and credit qualification. Must meet school's Satisfactory Academic Progress (SAP) requirements.
Rates vary based on credit union and depend on credit union membership eligibility. Please use the CU Student Choice search tool to find the best option for which you may be eligible.
With a Lifestyle Loan from Members First, Say Goodbye to Winter & Embrace the Spirit of Spring
Whether your goal is to spruce up your yard, build a new deck or patio, enjoy a new backyard pool you've always dreamed about, and more, we've got you covered. Borrow up to $25,000 for up to 60 months and make no payment for 45 days. Our Lifestyle Loan is designed to help you bring your dreams to life with ease and flexibility. With competitive rates and a straightforward application process, transforming your space has never been more accessible. Imagine enjoying warm, sunny days in your beautifully upgraded backyard, knowing that your financial plan is as solid as the deck you're building.
Lifestyle Loan Benefits:
Take advantage of our Lifestyle Loan and turn your outdoor vision into reality. Whether you're planning a complete backyard makeover or just a few enhancements, Members First is here to support you every step of the way. Apply today and get ready to enjoy your new outdoor oasis!
APR = Annual Percentage Rate. Subject to credit approval. Rates and terms are based on individual credit worthiness. Federally Insured by the NCUA.
Last Minute Tax Savings You Shouldn't Forget
As the tax deadline draws nearer, there are a few last-minute strategies you can implement to enhance your tax savings. We're sharing essential tips and deductions you shouldn't overlook when preparing your taxes.
We'll Help You Make This Tax Season a Winning One
Tackle taxes and come out on top with exclusive, member-only discounts on tax services that make filing easier. You can save 20% on TurboTax®, whether you file yourself or have an expert file for you. Or you can save up to $25 on in-office tax prep services from H&R Block and have your taxes filed by professionals who can ensure your maximum refund.
TurboTax® — Save 20%
H&R Block — Save up to $25
Plus, as a valued member of Members First Credit Union of Florida you can enter for a chance to win $10,000 in the Love My Credit Union® Rewards Tax Time Sweepstakes to take your tax return even further.
Visit https://taxservices.lovemycreditunion.org for offer details and disclaimers.
Help Us Save the Beads for ARC Gateway!
As a proud business partner of the Pensacola Association of Realtors (PAR), Members First is sponsoring the Save the Beads Event in support of ARC Gateway. This event is designed to gather used beads that will be donated to ARC Gateway, where clients will wash, sort, and sell the beads, thereby providing essential vocational training and job opportunities.
How You Can Help:
Let's come together to make a positive impact and represent our commitment to supporting ARC Gateway and the wonderful people it serves in our community. Your contributions, no matter how big or small, will go a long way in making this event a success.
The Arc Gateway provides life changing programs and services for more than 1,200 children and adults with intellectual and developmental disabilities.
Annual Meeting Notice:
The Members First Annual Meeting will be held at 5:30 p.m. on Thursday, March 13, 2025, in the Garden St. Branch lobby located at 251 W. Garden St. Bldg. 1.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act. NMLS# 405711. APR = Annual Percentage Rate. APY = Annual Percentage Yield. All offers subject to credit approval.
Notice: "Current Living" is an official publication of Members First Credit Union of Florida, and it serves as an official notice to the Credit Union membership of matters contained within.
Holiday Hours
All offices will be closed on the following dates:
Monday, May 26 — Memorial Day
Thursday, June 19 — Juneteenth
Friday, July 4 — Independence Day
Download the Members First App
