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We will close at noon on Tuesday, December 31, and be closed all day on Wednesday, January 1, so our team members may ring in the New Year with their loved ones. You can access your account anytime, anywhere, with Internet Banking and our mobile banking app.

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READY TO GET ON THE ROAD? WE HAVE THE RESOURCES TO MAKE YOUR DRIVING DREAMS A REALITY.

We’re all about putting our members first, and that includes putting you into the right vehicle to get wherever you’re going. Can’t wait to arrive in style behind the wheel of the latest model year? Looking for that reliable used car to get you from here to there? Feeling the itch to hit the open road on a new motorcycle? Wherever the road takes you, Members First will be here to lend a helping hand.

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AUTO LOAN PROTECTION

Protect your loan with Extended Warranty, Guaranteed Asset Protection (GAP), and Insurance.

Avoid Costly Repairs

Drive with the peace of mind knowing that with Mechanical Breakdown Protection (MBP) you have protection against the increasingly high cost of repairs and associated labor costs for mechanical and electrical vehicle failures. In addition to repairing your vehicle, MBP provides services such as rental car allowance, tire protection, 24/7 roadside assistance, and towing. MBP is available for both new and used vehicles. This coverage will protect your vehicle after your warranty has expired. Ask us how you can drive with the proper protection against costly repairs!

Benefits of MBP

  • $0 Deductible on Repairs
  • Total Loss Refund
  • 24/7 Roadside Assistance & Towing
  • Rental Car Allowance
  • Hybrid Battery Coverage

Need More Details?

For more details or to add this important protection product to your loan, call us at (850) 434-2211 or email us.

 

In most circumstances, your vehicle is worth a lot less the second you drive off the lot. Protect the investment made in your vehicle with GAP.

What is GAP?

Guaranteed Asset Protection, or GAP, is a voluntary, non-insurance program offered as protection on a new or used vehicle that is financed or leased. It is a supplemental benefit that enhances, rather than replaces, your standard comprehensive, collision, or liability coverage. GAP waives the difference between your primary insurance carrier's settlement and the payoff of your loan.1 In other words, it protects the "gap" between your vehicle's value and the amount you still owe in the case it is damaged beyond repair or stolen and never recovered.

How does GAP Work?

Depending on where you live, the established market value of your vehicle could be less than the actual balance you owe. In the event of a total loss or theft, GAP waives the difference between your primary insurance carrier insurance settlement and the payoff of your loan or lease, less delinquent payments, late charges, refundable service warranty contracts and other insurance related charges.2 Included in the deficiency balance is the deductible up to $1,000.

GAP Protection Benefits:

  • Protection for the term of your loan up to 84 months
  • Coverage for vehicles valued up to $100,000 at time of purchase
  • Payment of benefits up to $50,000
  • Coverage for auto insurance deductibles up to $1,000.00
  • Benefits for new or used vehicles, including cars, light trucks, motorcycles, boats, RVs, and some other motorized vehicles
  • Bonus: Free Auto Deductible (ADR)

ADR Protection Benefits (Included with our GAP Protection):

  • Pays/Reimburses up to $500/per loss (unlimited losses per year) when a loss is filed and paid by the Auto Insurance Company for the Covered Auto.

Need More Details?

For more details or to add this important protection product to your loan, call us at (850) 434-2211 or email us.

1 Less delinquent payments, late charges, refundable service warranty contracts and other insurance related charges. 2 Subject to other applicable exclusions and limitations.

 


 

AUTO RESOURCES

We've got the tools you need to help you make the best decision for you, when purchasing your new/used car.

 


 

Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, collateral age, and conditions.  The APR will be disclosed prior to an advance being made on a loan.

* Interest will still accrue with the ‘No Payments for up to 90 Days’ offer. This is a limited time offer. Offer may be withdrawn or changed at any time without notice.

 

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NMLS #405711
Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

Members First Credit Union of FL is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 877-434-6328. We are actively working to increase accessibility and usability of our website to everyone. All products and services available on this website are available at all Members First Credit Union of FL branches.

 

Any external links or websites to alternative sites are not operated by Members First Credit Union of FL. We are not responsible for the content of the alternate site or their accessibility standards.

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