Members 18 - 25
SAVE HARD. SPEND SMART. WE'LL SHOW YOU THE WAY.
We understand the daily struggles of trying to budget rent, college, your first ride, or that family you want to start, and we want to help. Make your financial future brighter with our exceptional services, built with you in mind. Whether or not you're just getting started, need a fresh start from bad decisions, or are on the right course but need a helping hand, Members First is here for you.
Save With Us
We're here to help you lay the foundation for a healthy financial future with these savings options:
- Earn interest by putting money away for future expenses in your primary Savings Account at Members First. We also offer a Christmas Club Savings or Summer Savings to help you save for holiday expenses, vacation funds, and more.
- Sign up for SaveUP and save while you spend. Go here to see how it works.
- Invest in your future when you open a Certificate of Deposit (CD) or Individual Retirement Account (IRA) at Members First.
Spend Smart
Access your finances with ease with products and services built with your needs in mind:
- We offer plenty of options when it comes to choosing the right Checking Account for you. All our Checking Accounts give you access your money quickly, when you need it. For your everyday purchases and deposits, our Regular Checking account is the answer. Get all the benefits of a Regular Checking and earn monthly dividends with our Select Checking option. If you need a fresh start from past mistakes, our Second Chance Checking is the right option for you.
- With a Members First Debit Card, you can draw funds directly from your Members First Checking Account to make payments in-store or online, and withdraw cash from an ATM ($500.00 Withdrawal limit per 24 hours). Plus, have access to these Fee-Free ATM Locations.
Borrow With Us
We'll lend a hand with your first credit card, auto loan, and more.
First Time Credit Card*
12.9% APR
- $750.00 Credit Limit
- Use at millions of locations that accept Visa® credit cards
- Earn rewards for your purchases
First Time Auto Loans**
- Fast Approval (New or Used)
- Pre-Approval Available
- Find used car NADA values free
- Get auto rewards for visiting a participating dealer and financing with us
For more details or to apply for a First Time Credit Card, First Time Auto Loan, or any of our other loan products, please give us a call at (850) 434-2211, stop by one of our branch locations, or email us.
Build Your Credit
Build or Re-build your credit with our Fresh Start Options:
- Our Fresh Start Options include a Credit Builder Loan where you are guaranteed approval. The loan ranges from $500 to $2,000 and is secured in your savings account. All you have to do is make on-time, monthly payments which gets reported to the credit bureaus.
- Our other option is a Secured Credit Card, backed by a cash deposit you make when you open the account.
RESOURCES
* Members under the age of 21 must have a cosigner. Must be at least 18 to apply for a credit card if member can show proof of income. APR = Annual Percentage Rate. Rates and terms are based on individual credit worthiness. The method of computing finance charges (or interest) for purchases (including new purchase) is based on the Average Daily Balance. Rates are subject to change without notice. For our complete credit card disclosure, click here.
**Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, collateral age, and conditions. The APR will be disclosed prior to an advance being made on a loan.
For further information on all Credit Union deposit accounts, please refer to our Account Disclosures, give us a call at (850) 434-2211, or stop by one of our branch locations.
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