Students
NURTURING HEALTHY HABITS FOR LONG-TERM FINANCIAL STABILITY.
Cultivating healthy financial habits helps to not only secure your financial future but also creates a foundation for achieving your dreams and aspirations. At Members First Credit Union of Florida, we strive to nurture your financial growth and empower you to make informed decisions that align with your financial needs and goals. We do this by offering financial products, services, benefits, and educational resources built specifically with you in mind. From your first savings and checking account, to your first car or credit card, and everything else in between, we're here to help you navigate through your financial journey.
Save Money
Our savings options give you a secure way to set aside funds for your future needs, emergencies, and long-term goals.
- Earn interest while you save
- Make saving simple with direct deposit
- No monthly service charge*
- Manage your money with Internet & Mobile Banking
- Unlock your goals and build your savings with Goal Builder**
- Stay on track of your budget with our Money Management** tool
*No Monthly Service Charge on primary savings accounts with less than $100 on deposit for members who are under the age of 30. Members over the age of 30, must maintain an average daily balance of $100.00 for each month or account will be subject to a service charge of $5.00. This fee is waived if member has another account or a loan with Members First Credit Union of Florida.
**Goal Builder and Money Management tools are complimentary features available within Members First Credit Union of Florida Internet Banking.
Build Credit
Build or Re-build your credit with our Fresh Start Options:
- Our Fresh Start Options include a Credit Builder Loan where you are guaranteed approval. The loan ranges from $500 to $2,000 and is secured in your savings account. All you have to do is make on-time, monthly payments which gets reported to the credit bureaus.
- Our other option is a Secured Credit Card, backed by a cash deposit you make when you open the account.
Finance Options
Each of us has a unique financial journey. Whether it's purchasing your first car, getting approved for your first credit card, building credit, or getting financing to further your education, Members First is here for you.
First Time Auto Loans*
- Fast Approval (New or Used)
- Pre-Approval Available
- Find used car NADA values free
- Get auto rewards for visiting a participating dealer and financing with us
First Time Credit Card**
- $750.00 Credit Limit
- Use at millions of locations that accept Visa® credit cards
- Earn rewards for your purchases
Back-to-School Loan
- Borrow up to $2,000
- 12 Month Repayment
- Available April - September
Student Loans
- Student Choice Loan Program with Finance and Refinance Options
- Available for Undergraduate and Graduate Students
- Competitive Fixed and Variable Interest Rates
- Multiple Repayment & In-School Deferment Options
*Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, collateral age, and conditions. The APR will be disclosed prior to an advance being made on a loan.
**Members under the age of 21 must have a cosigner. Must be at least 18 to apply for a credit card if member can show proof of income. APR = Annual Percentage Rate. Rates and terms are based on individual credit worthiness. The method of computing finance charges (or interest) for purchases (including new purchase) is based on the Average Daily Balance. Rates are subject to change without notice. For our complete credit card disclosure, click here.
Special Programs & Offers
Refer-A-Friend
We value our members and want to aid in your financial success by offering personable service as well as products and services built around your needs. We hope you enjoy working with us as much as we enjoy working with you. We invite you to share the benefits of being a member and earn cash!
Discounted Movie Tickets
Going out to see a movie? You can save money when you purchase discounted tickets for several theaters in our area. Purchase tickets at any of our branch locations or contact us to check for ticket availability at your branch of choice.
LEARN More Find A Branch Near You
Free Financial Literacy & Educational Resources for Students
Financial literacy and education is so important. That's why we provide essential financial tools and resources that you can utilize to help you make informed decisions and help guide you through any financial situation.
Financial Articles & Calculators
Stay on top of your finances with financial articles and calculators.
It's A Money Thing
We've teamed up with It's a Money Thing to provide you with engaging videos and content that is educational and fun — because learning about finances shouldn't be boring.
RESOURCES
For further information on all Credit Union deposit accounts, please refer to our Account Disclosures, give us a call at (850) 434-2211, or stop by one of our branch locations.
All loans are subject to credit approval. APR= Annual Percentage Rate. The annual percentage rate you pay will be based on the number of months your loan is financed, the loan type and your credit history. The APR will be disclosed prior to an advance being made on a loan. Loan terms may vary based on value and type of collateral.
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