Your financial journey is like a fingerprint — completely unique to you and depends on your experiences, habits, and goals. Additionally, people reach financial goals and milestones at their own time. Being financially-fit or capable is a combination of several factors. It is more than just how much money you earn at your job, or how much you have tucked away in savings — it's also a measure of the habits you've developed to build your financial health and stability — paying bills on time, your debt-to-income ratio, budgeting, and more.

It's natural for people to take a look at their finances. Assessing your financial health can help you determine whether you're on track to meet your goals (buying a house, car, paying off debt, building an emergency fund, or saving for retirement) and identify potential pitfalls, giving you the opportunity to reorganize your finances to meet your needs now and in the future.