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Home > Mobile Check Deposit Limit Increase
Mobile Check Deposit Limit Increase1/24/2022

Person taking picture of check on phone

Your Members First Credit Union of Florida Mobile Check Deposit Tool Just Got Better.

Effective immediately, the standard deposit limits for Mobile Check Deposit have changed. The limits are now as follows: 

  • $2,000 $5,000 per deposit
  • $5,000 per day
  • $30,000 per rolling 30 days

Mobile Deposit Tips

It's always good to do the following when depositing your check(s) remotely with the Mobile Check Deposit tool:

  • To ensure that you receive notifications when using Mobile Check Deposit, update your email address on your Internet Banking profile.
  • Do not void, shred, or dispose of your check until it clears. It is recommended that you keep your check for 60 days. Once the 60 days are up, 'VOID' and shred your check.
  • For your mobile deposit to be approved, make sure to endorse the back of the check and write "Mobile Deposit Only Members First CU".
  • Checks must be payable to account owner. 3rd party checks (ex: check made out to a friend and signed over to you) are not allowed. 
  • Deposits can only be made to a share/deposit account, they cannot be made to a loan or credit card. 

Haven't Tried Mobile Check Deposit Yet? Here's How to Get Started.

Members First Credit Union of Florida's Mobile Check Deposit service is a convenient tool that enables you to deposit paper checks remotely without having to go to a branch. Mobile Check Deposit works directly from the Members First Credit Union of Florida mobile app on your smartphone device. To get started:

  1. Login to the Members First Credit Union of Florida app on your mobile device. Tap the 'Deposit' button on the bottom menu bar.
  2. Select the account you would like to deposit your check to. Enter the amount of the check.
  3. Tap the camera icon when it appears.
  4. Lay the check on a flat surface in a well-lit area and take a picture of the front of the check and then the back.
  5. For your mobile deposit to be approved, make sure that you endorse the back of the check and write "Mobile Deposit Only Members First CU".
  6. The app will direct you to retake an image if it is not acceptable. Once images are acceptable, tap 'Deposit'.
  7. Once submitted, you will receive a success screen with the amount of your deposit and a confirmation number.
  8. To view deposit information including, amount, status (pending or accepted), and the check image, select the history tab under 'Check Deposit'. History is available for 180 days after deposit date.

 

 

Download the Mobile App For Access to Mobile Check Deposit And More

apple app store  google play app store

Note: You must enroll for Internet Banking before you begin using the mobile app. Learn how to get started here. To enroll for Internet Banking from the Members First Credit Union of Florida Mobile App, open the app and tap 'Sign up' on the links bar found on the bottom of the app's home screen.


Members First Credit Union of Florida offers our Mobile App free of charge. However, message and data rates may apply. Charges are dependent on your service plan which may include fees from your carrier. Apple and the Apple logo are trademarks of Apple Inc. registered in the U.S. and other countries. App Store is a service mark of Apple Inc.  Google Play and the Google Play logo are trademarks of Google Inc.


 



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Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
Members First Credit Union of Florida is not affiliated with Members First Credit Union (Kentucky)

Members First Credit Union of FL is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 877-434-6328. We are actively working to increase accessibility and usability of our website to everyone. All products and services available on this website are available at all Members First Credit Union of FL branches.

 

Any external links or websites to alternative sites are not operated by Members First Credit Union of FL. We are not responsible for the content of the alternate site or their accessibility standards.

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