Is an auto purchase in your future? If you’re considering purchasing a vehicle, there are several factors to take into account. Making an informed decision and financing with your credit union can save you time, money, and stress in the long run. Here are the top reasons you should finance your next vehicle with us and not a car dealership:

1. We can pre-approve your loan so you can “shop” online and in person at multiple dealerships. Apply online, by phone, or in person at your local branch and our team will handle your request quickly and provide you with the amount of your preapproval and guide you through the next steps in the process.

2. Loan terms that meet your needs and budget. We will offer you the best interest rate and loan terms to fit your needs. No push for you to borrow more or buy more than your finances can comfortably handle.

3. We make sure you’re not overpaying for the vehicle. After you choose your vehicle, we will validate the value with various tools, including NADA, to ensure the asking price doesn’t exceed the actual value.

4. Simple, no pressure, loan closings. Once you’ve finalized the vehicle and the pricing and any trade in with the dealer, just let us know. We’ll just need the vehicle info and purchase documents to prepare your loan paperwork for an online or in person closing to finalize the loan.

5. Optional life and disability insurance coverages are available for low monthly premiums. If you want your loan to be protected in case of serious life events, we can include one or both coverages with only a small increase to your monthly payment.

6. Optional GAP and Warranty products are available. And they cost only a fraction of the costs for dealer offered products and, in many cases, provide better coverage. The best part is we won’t use high pressure tactics to coerce you to buy them. Our goal is to provide you with the information and benefits of these products and let you make the decision that suits your needs and situation.

7. Easy set-up of automatic monthly payments. You are already a Members First member so setting up automatic payments for your new auto loan is a snap. And our team is always available to assist in person or by phone.

8. Ongoing service and support. Being a member of Members First Credit Union of Florida means our knowledgeable and genuinely caring staff is here to answer your questions, assist with online or other services and stand ready to help you with all of your financial needs.

Let us be your partner as you look toward your next vehicle purchase or any other financial services decision. In addition to auto loans, we offer a variety of mortgage and personal loan products, credit cards, savings accounts and even investment options.

RESOURCES

Auto Loans Hit the road with smiles in your new automobile with a new or used auto loan at Members First. LEARN MORE

Auto Loan Rates With an auto loan at Members First, you'll get the car you want with a payment you can afford. View Rates

Loan Calculators estimate your payment

Auto Rewards Receive a $50 gift card when you finance with us. SEE HOW

Insurance Services We've teamed up with Travelers and TruStage for all life's insurance needs. LEARN MORE

Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, collateral age, and conditions.  The APR will be disclosed prior to an advance being made on a loan.
        

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