Balance Transfer Special
TREAT YOURSELF TO SWEET SAVINGS WITH OUR 4.99% APR* BALANCE TRANSFER SPECIAL.
Whether you're looking to consolidate debt or free up some extra cash, our balance transfer offer is the perfect way to treat yourself and start saving. With a low introductory rate of 4.99% APR for 12 months, you can transfer balances from higher-interest credit cards and enjoy significant savings on interest payments. This guilt-free low calorie, high savings, confection is available from February 14, 2025 - April 30, 2025. Don't miss out on this limited-time opportunity to treat yourself to sweet savings and a brighter financial future.
Why Choose Our Balance Transfer Offer?
- Low Introductory Rate: Benefit from our special 4.99% APR for 12 months on transferred balances, allowing you to reduce your debt faster.
- No Balance Transfer Fees: Move your balances without the extra cost, making it easier to take control of your finances.
- Simplified Payments: Consolidate your balances into one easy monthly payment, streamlining your finances.
- Flexible Terms: After the introductory period, enjoy our competitive ongoing rates, ensuring you continue to save in the long run.
How it Works:
1. Apply for a card
or visit a MFCUFL
Branch
If you don't have a credit card
with Members First yet, apply for
one of our rewards credit cards.
If you already have our card,
proceed to step 2.
2. Transfer your balance
Balance transfers can be done
by completing a balance transfer
request form or speaking with a
Members First representative over the
phone or any of our branch locations.
We recommend bringing your
most recent statement(s)
of the card(s) or lender(s)
you are trying to pay off.
3. Pay down the balance
Once your balance transfer
goes through, you're responsible
for making monthly payments
to that account. If there is a
promotional rate, paying
down your debt before the
special rate ends, could save
you a bundle.
See How Much You Could Save
|
|
With Members First |
Other Financial Institution |
With Members First |
Other Financial Institution |
|
Rate |
4.99% |
20.00% |
4.99% |
19.00% |
|
Balance Transfer Amount |
$5,000 |
$5,000 |
$10,000 |
$10,000 |
|
Minimum Payment |
2% |
2% |
2% |
2% |
|
Total Interest Paid |
$1,242.92 |
$23,083.97 |
$2,555.38 |
$36,598.53 |
|
Total Saved In Interest With Members First |
$21,841.05 |
|
$34,043.15 |
|
Ready to Get Started?
We're here to lend a helping hand with the balance transfer process or any questions that you may have.
Don't have a credit card
with Members First?
Start the application
process before you
transfer your balance.
Questions? We've got you
covered. If you're ready
to get started, complete the
balance transfer request form,
give us a call, or find a
branch near you.
RESOURCES
*APR = Annual Percentage Rate. 4.99% Annual Percentage Rate for the first 12 billing cycles on balance transfer, after 12 billing cycles card balance will revert to standard card rate. Additional limitations, terms, and conditions may apply. Availability of offer based on credit worthiness. Please contact a Members First Credit Union of Florida representative for specific terms and conditions. Offer valid from Friday, February 14, 2025 - Wednesday, April 30, 2025.
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